The Title Deed (Tapu) is the official document that proves property ownership in Turkey. Any property transaction must be registered at the Land Registry Office (Tapu ve Kadastro) to be legally valid. If you are planning to buy an apartment, villa, or land in 2026, understanding the associated title deed costs is essential for accurate financial planning.
This article provides a detailed overview of Tapu costs in 2026, including transfer tax, administrative fees, and additional expenses for both local and foreign buyers.
1. Title Deed Transfer Tax (Tapu Harcı)
The primary cost is the Title Deed (Tapu) transfer tax. As of 2026, this tax is 4% of the declared property value.
Legally, the amount is usually split equally between buyer and seller (2% each). However, in many transactions, the buyer agrees to pay the full 4%.
Important: The declared value cannot be lower than the municipality’s assessed value. Underreporting may result in tax penalties.
2. Revolving Fund Fee (Döner Sermaye)
In addition to the transfer tax, a revolving fund fee must be paid to the Land Registry Office. In 2026, this fee ranges between 2,500 and 4,000 Turkish Lira, depending on the city and property type. For foreign buyers, this fee may be slightly higher.
3. Sworn Translator Fees (For Foreign Buyers)
Foreign buyers must use a sworn translator during the title transfer process. In 2026, translator fees typically range between 3,000 and 6,000 Turkish Lira.
If passport translation or notarization is required, additional fees will apply.
4. Power of Attorney Costs
If the transaction is carried out via a power of attorney, notarization fees apply. In 2026, these costs generally range between 5,000 and 10,000 Turkish Lira, depending on document type and translation requirements.
5. Compulsory Earthquake Insurance (DASK)
A valid DASK insurance policy is mandatory before transferring the title deed. In 2026, the annual cost typically ranges between 1,500 and 3,500 Turkish Lira, depending on property size and location.
6. Property Valuation Report (For Foreigners)
For foreign buyers—especially those applying for residency or citizenship—a certified valuation report is required. In 2026, valuation costs range between 6,000 and 12,000 Turkish Lira.
Estimated Total Costs in 2026
In general, buyers should budget 4% of the property value plus additional administrative costs.
For example, if you purchase a property worth 5,000,000 TRY:
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Transfer tax: 200,000 TRY
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Additional fees: approximately 15,000–30,000 TRY
Total estimated title deed expenses: 220,000–230,000 TRY.
Final Tips of Title Deed (Tapu) for 2026 Buyers
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Check for outstanding debts (municipal taxes, utilities, etc.).
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Ensure the declared property value is accurate.
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Work with licensed real estate professionals or lawyers.
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Make payments through traceable banking systems.
Understanding Title Deed (Tapu) costs in 2026 allows you to plan your investment more accurately and avoid unexpected financial surprises during the purchase process.